For most students represent a pleasant summer holiday break between the various levels of education. Fresh graduates of secondary, higher vocational schools or universities, however, awaiting the first requirement for the authorities. In some cases, the students after the end of the school to pay premiums for health insurance premiums and social security (health and social insurance). Which graduates, this obligation concerns?
Insurance at the time of study
Health and social insurance is paid from their income, economically active people. Students belonging to the group of people, for which health insurance premiums to the state. Student (up to 26 years) under the Act is considered a dependent child, if the continuously preparing for their future profession. In the case of social insurance is the period of study is regarded as a substitute for insurance. During this time the student social insurance does not apply. Replacement insurance period lasts only until the time of study after the 18 years has reached six years. While a student neodvádí for this period of insurance, it is time to study the necessary years for pension insurance. If someone is studying more than those six years, you may subscribe to the voluntary pension insurance scheme (1 649 CZK per month). In the event that the student themselves known to the voluntary pension insurance, there is no longer included in the study required years of pension insurance.
Premiums to Social Security payments to include:
sickness insurance,
pension insurance,
contribution to the state employment policy.
After leaving school the student may decide to continue their studies, taking up employment or finding suitable employment.
Continuation of the study
Most high school graduates decide to continue their education at some of the local universities. Fewer graduates chosen foreign university or higher vocational school home. The completion of secondary school and the arrival of the next type of school typically expire at least three months. For the period from the end of study in high school the day of registration at a high school student not health or social insurance. From the perspective of health insurance is still considered a student as a dependent child is constantly preparing for a future profession. From the perspective of the pension fund is listed intervening considered a replacement for insurance.
In the case of full-time studies at a foreign university is the payer health insurance become a student does not nothing. However, it should be to demonstrate the health insurance decision of the Ministry of Education, Youth and Sports to study at the university abroad is comparable to university study in the Czech Republic. The same condition applies in the case of social insurance.
Begin to work
Graduated from high school, higher professional or university may start immediately after graduation to work. From the time of entry into employment insurance premiums paid for health insurance as an employee and the employer. The same is even if social insurance. Since taking up employment insurance premiums paid by the employer. The company pays the insurance for themselves and also to hog the salary of an employee.
Finding a suitable job
Most graduates of secondary schools, higher professional or university will not immediately find application in the labor market. In this case, the graduate may choose to register at the labor office or seek employment on their own without reporting on the labor office. If a fresh graduate working in the registration office as a candidate for employment, not for job search or social health insurance.
In the event that the graduate high school nezaeviduje for office work, it pays for health insurance until the end of the last state holidays, until 31 August. For graduates valid health insurance in the State than the end of the calendar month following the month in which they were duly completed the study. After the expiry of the above deadlines will be met by health insurance graduate himself as a person without their own income. Payment of social security is mandatory for graduates (in the event that nenastoupí to work or you do not work at the office). However, it is assumed that no longer participate pension scheme.
